Monthly Archives: February 2016

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What to do before Freelancing: 10 Key Points

February 11, 2016
IndiaFreelancers
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The ability to work as a Freelancer is just that – freedom! You are able to have the freedom to set your own hours, work at your own pace, work as little or as much as you wish. But are you ready? Do you have in place the safety net that is required before you devote yourself entirely to freelancing?

In a recent article in Forbes magazine (September 2014) they have provided a list of what I consider very useful points. Things that every Freelancer should at least consider before taking the plunge and doing Freelancer work full time. I have taken the Forbes list and have added some other points from my personal experience freelancing. The 10 key points to consider before Freelancing are as follows:

  1. Portfolio: Create an account on www.IndiaFreelancers.com – the up and coming website for Freelancers. Also make sure to add a picture – or various pictures – to your profile.
  2. Bank account: There may be times when you may not have work – make sure you have some cash reserves for any lean times which may come
  3. Day Job: Don’t leave your day job until you have tried Freelancing for a while
  4. Keep things separate: Create a separate business checking account with your bank – keep your home finances and your business finances separate so you can know what taxes are due where.
  5. Health Insurance and Disability Insurance: These are key. Find a reasonable health insurance carrier and start the payments for this. A big illness would wipe out any cash reserves you may have. The same is for disability insurance. If you are in a big car accident and are unable to do any Freelancer work the disability income would support you until you recover.
  6. Retirement Plan: Right now you may be 25 years old and retirement seems like a long time away but, believe me, it gets here before you know it. Even if you put away just a small amount of money weekly or monthly, anything is better than having nothing put away for retirement.
  7. Tax Planning: Make sure that you know exactly how you will pay your taxes. A common problem among Freelancers is that they do not plan for tax payments and are hit with a large tax bill at the end of the year. As my mom used to say: “Failing to plan is like planning to fail”
  8. Advertise for your services: Get the word out about your capabilities and what you can offer to a prospective employer. There is a section at the top of www.IndiaFreelancers.com called “Recommended”. This is an inexpensive way to get the word out about your business offerings. It allows you to put a small advertisement which will give you the ability to get business before others.
  9. Do high quality work: An old Chinese saying is that “Reputation is like blood”. If you do good work, soon your name and reputation will precede you. Employers will speak to other employers and soon you will have more work than you expected. Take a look, for example, at the following video on YouTube: (https://www.youtube.com/watch?v=GUSb_pKojsk). It exemplifies how a programmer’s company grew because of good word of mouth.
  10. Support Networks: Join LinkedIn, Facebook and other social media sites which will help you to create a support network of friends, family and supporters who will help you to get the word out about your services.

Those are the 10 key points. Common sense things which will help launch – and sustain – your Freelancer career. A career which will give you the freedom that comes with Freelancing while also giving you the safety of having a full time job.

Ranjiv P for IndiaFreelancers.com

Freelancers: Cooperative Work Spaces

February 9, 2016
IndiaFreelancers
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In a recent article on the QZ website (April 15, 2015) it was noted not so much that Freelancers can work effectively – this is a given – but where they do their wonderful work is the interesting question.

I am sure that most of us imagine the joy of Freelancing: working in our slippers and/or our pajamas at home with a nice warm cup of tea or coffee at our side – perhaps looking through the window to a cold and windy day smugly knowing that we do not have to go out in that weather. Oh the joys of Freelancing!

But what happens when we get a little tired of our home surroundings? Well to that end there are a growing number of what are called “Cooperative Work Spaces.” These are places where Freelancers can go to be with other Freelancers and mingle. These are places where humans can have the joy of interacting with other humans. The joy of exchanging ideas and “bouncing things off” a fellow programmer or a fellow writer.

In Mumbai for example, on a nice cobblestone street in the city of Khar in Mumbai, there is a quaint place known as “the Hive” where Freelancers can go, mingle, get work done and enjoy the company of fellow Freelancers.

We at www.IndiaFreelancers.com hope that our Freelancers will indeed take advantage of these “Cooperative Work Spaces” and mingle with others of their same persuasion. By so doing, our Freelancers can enjoy the camaraderie that comes with being with others who think – and dream – as we do.

So feel free to work at home in your bunny slippers and comfy bathrobe, but when the “bug” hits you to share space and time with other Freelancers, think of these “Cooperative Work Spaces” which are popping up all over the place and which give you a chance to get out and be with others.

Ranjiv for IndiaFreelancers.com

Freelancers: Health Insurance

February 8, 2016
IndiaFreelancers
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In life there are always positive things and not-so-positive things to just about everything we do. One of the wonderful things about being a Freelancer is the freedom to choose exactly when and how much we will work. We can work in the privacy and comfort of our own homes and on our own schedule. If we need to go to a doctor’s appointment, we simply go. If we need to attend a child’s event, we simply go. If we wish to go to a sporting event, we simply go. We can get to our work later in the day or early in the morning – whenever it is convenient to us.

The downside to this freedom, unfortunately, is that we lack some of the benefits which come from working for someone else in a company. Benefits such as Health Insurance. When we work for someone else, that company pays for Health Insurance for us – and possibly Dental Insurance and even Disability Insurance.

What does this mean? What this means is that we exchange the safety which the large company offers to us for the freedom that working as a Freelancer affords us.

In an excellent article in this month’s issue (February 2016) of Inc magazine, on page 56 there is a very well-written story about the benefits and downsides of Freelancing. Although this article is largely focused on Freelancers in the USA, there are many things in the article which are also useful for our Freelancers in India. The safety net of Health Insurance is a key one.

We at www.IndiaFreelancers.com are keenly aware of this. As time goes forward and we grow, we hope to be able to offer our freelancers an inexpensive way for them to be able to connect to and join a Health Insurance company in order to have health insurance.

We at IndiaFreelancers.com are dedicated to Freelancers and all about Freelancers. We know the concerns of our Freelancer community and are always looking to see what we can do to help make the wonderful freedom which comes from Freelancing be less risky.

Maternity and Freelancers

February 7, 2016
IndiaFreelancers
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In a post written in March of 2o1o on the blog site CurrentMom, a woman Freelancers lamented that she did not have “maternity leave” from her Freelancer job. She was offered a potentially good position regularly writing articles for a publication and lamented that she needed to make the decision whether to write the articles during her maternity time or pass up the opportunity. She lamented not having a “maternity leave” from her work as a Freelancer.

To say that you do not have a “maternity leave” from your position as a Freelancer is sort of wishing to have your things “both ways” if you will. The beauty of Freelancing is that you make your own schedules, work as little or as much as you wish and receive the wonderful benefits of choosing when you will have free time. By definition, having a paid “maternity leave” means that someone is “giving” you this time off and is paying you for that time. In that situation, this takes away the freedom that comes with Freelancing. If someone can “give” you the maternity leave then, by definition, they can “take it away”.

Part of the joy of Freelancing is the ability to choose one’s time; however that freedom comes with responsibilities. One is not “free” to yell “FIRE!” in a crowded theater – if there is no fire. There are some responsibilities and curbs on one’s freedom that come with living in a large society. By the same token, there are responsibilities that come with the choices we make and one of them is that by choosing to work as a Freelancer, we do not have the “safety net” which an employer would “give” us with a maternity leave.

My suggestion for the mom in the story published above would be to look at it differently. By Freelancing, she is free to mold her schedule and her time around when her baby needs her. She does not have to leave the house and leave the baby with a baby sitter, drive downtown and punch in the clock. She can take the baby to the park in the morning and work on her Freelance project in the evening when the baby is taking a nap.

We on www.IndiaFreelancers.com certainly hope that our Freelancer moms enjoy the benefits of being able to set their own times and their own schedules by accepting only the jobs that they wish to accept on www.IndiaFreelancers.com.

Ranjiv P for IndiaFreelancers.com

Freelancers: Success comes from trial and error

February 6, 2016
IndiaFreelancers
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In a recent article in 1stWebDesigner (February 27, 2015), a story is told of how three Freelancers learned the lessons taught by the early failures and eventually succeeded. This is a heartwarming story that is so often repeated among those of us who listen to the call of risk taking and starting our own ventures. My father used to say that “You cannot with a soccer match from the sidelines” by which he meant that you actually have to get into the game and play – if you want to have a chance to lose. The unfortunate flip side to this, however, is that if you get into the game, you also have a chance to lose.

The ability to lose and to learn from one’s losses is a key difference between those of us who feel the tug of entrepreneurship on our hearts and those who are content to work for someone else their whole lives. There is nothing wrong with working for someone else one’s whole life. It is safe, predictable, quiet and – hopefully – without too much turmoil. My uncle lived his whole life in the same apartment building and in the same second floor apartment and recently passed away there. He worked at the same position for almost 60 years, in the same company. As far as I can tell, he was happy doing so – and my heart goes out to him.

I, on the other hand, would have felt suffocated, unrealized and stifled. There is a story about a man who is at a friend’s funeral and someone asks him when the deceased passed away. The man answers that the deceased “passed away yesterday but he died many years ago.” For me, working in the same place without having the ability to spread my wings and try for the elusive “brass ring” of trying something new and starting my own company would be to be like the man who passed away recently but died many years ago.

These are the things which we allow others to have on www.IndiaFreelancers.com. On our website people can start to spread their entrepreneurial wings and try to develop their companies. They can grow with the start that we give them on IndiaFreelancers.com. Take a look, for example, to the video of Ranjiv (https://www.youtube.com/watch?v=GUSb_pKojsk) who started his own web design company and who succeeded thanks to www.IndiaFreelancers.com

In summary, we need to follow our hearts. If that heart pulls you in the direction of possibly trying to start your own company, then IndiaFreelancers.com may help you to get where you hope to go.

Ranjiv P for IndiaFreelancers.com

Freelancers Websites

February 6, 2016
IndiaFreelancers
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A recent Forbes Magazine article (June 28, 2013) highlights three different yet similar success stories of people who engaged in Freelancer activities as a way to achieve a flexibility in their lives which a normal 9-to-5 job could never provide.

The story highlights a couple who enjoyed travelling and used the income achieved freelancing in order to be able to finance their travels. Other similar success stories are as well well highlighted. This is the type of lifestyle success that www.IndiaFreelancers.com brings to the growing tech community of India.

It seems that every day there is one more website which brings together an employer seeking to hire a programmer or web developer and a Freelancer who is willing to work and make the project a reality. The growth of the Freelancer society is such that a recent article in JobMob (November 29, 2015) counted as many as 50 – yes 50 – websites dedicated to bringing together an employer and a Freelancer.

So how does www.IndiaFreelancers.com stand out in such a crowded field? Well, www.IndiaFreelancers.com provides both employers and Freelancers a free-to-join platform which allows them the freedom to hire whomever they wish and work as little or as much as they wish and still achieve their dreams. IndiaFreelancers.com is the only website with YouTube videos both for employers = (https://www.youtube.com/watch?v=FxbtRP0nXx8) and for Freelancers = (https://www.youtube.com/watch?v=GUSb_pKojsk) which explain exactly what the Freelancer and Employer relationship is and how it works.

So when thinking of a Freelancers type of website among the many such websites, please visit the YouTube videos mentioned above and easily learn more about the relationship and its benefits.

Ranjiv P for IndiaFreelancers.com

Freelancers: Male vs Female Tech – how much per hour?

February 2, 2016
IndiaFreelancers
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In a recent article on the website Dazeinfo.com (April 2015) the topic of hourly rate was discussed as well as the difference in pay that male technical experts receive as compared with their female counterparts. The article quoted that the hourly rate paid to Freelancers from India is approximately $19 per hour which – the article states – is $2 less per hour than what other freelancers globally are earning.

In a world where the key to one’s success is increasingly what is in one’s head, it is horrible to see that the gender with which one was born still has an impact on things such as wages – even though female programmers, coders and technical experts are every bit as qualified as their male counterparts.

On www.IndiaFreelancers.com we strive to do all we can to level the playing field. Although we cannot decide what an employer and freelancers agree for their costs and payments, we can encourage our community of employers and freelancers to value a person’s intelligence, dedication and character above all else – including above his or her gender.

In the article mentioned above, they state that female technical experts receive, on average, approximately 11% less for doing the same work. Even in America – where women have made tremendous strides in being recognized for their work and not for their gender – there is as yet sometimes found a disparity between the wages paid to men versus the wages paid to women.

This article on Dazeinfo largely quoted a study conducted by Payoneer of 23,006 responses by technical professionals. We do not know if some of the many technical experts on www.IndiaFreelancers.com were among those interviewed for the Payoneer study.

In the 21st century we should strive to move past the 19th and 20th centuries. Women who do the same quality of work, with the same integrity and the same dedication should receive the same rate of compensation. It simply makes sense in today’s world.

Ranjiv P for IndiaFreelancers.com

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